3 crucial things that you should know about include the way your medical insurance policy limits the co-pays over the course of 12 months, the way big co-pays are at times and the fact that at times more than just a copayment will apply to one expense. You shouldn't assume that you will probably have to keep paying copayments even after you have met your medical insurance contract's deductible limit and paid all your coinsurance. You may also be more than a little annoyed to discover that some copayments can be a few hundred dollars. Another thing that you don't want to be hurt by is the fact that sometimes both a co-payment and a deductible can apply to the same medical treatment.It is vital to know about all not just the way your copayments work but the other health care insurance cost shares such as deductibles and coinsurance as well. Many people make assumptions about their health care insurance and get surprised when then have a large medical bill they didn't expect. Don't let this happen to you.
